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FICO ’08 Changes the Face of Credit
Your FICO credit score just got a facelift. FICO ’08 is the new and supposedly improved version of your credit score that creditors and lenders will use to determine whether they’ll extend credit to...
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How to Understand Credit Reports and Credit Scores
Lenders look at your credit report every time you apply for credit, but many people don’t know what their credit score is or how the score is calculated. Hopefully, if you are a regular reader, you are...
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VantageScore Updates Its Credit Scoring Model
VantageScore, the credit scoring model created by the three major credit bureaus, is rolling out a new version. The new version, dubbed VantageScore 3.0, is expected to boost the credit scores of many...
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VantageScore vs. FICO
You probably know that you have multiple credit scores, figured using different versions of different credit scoring algorithms. When many of us think of credit scores, we think of those based on the...
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